Loan Calculator

Property acquisition through auction

At Retama Real Estate, we provide comprehensive support throughout the auction process,

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ensuring a smooth journey from registration at the auction to receiving the keys to your new home.

Support for property acquisition through auction

Support for property acquisition through auction

  • Guidance and assistance for auction participation, including application and conduct.
  • Cost analysis of property acquisition.
  • Property delivery schedule analysis.
  • Support in registering on the e-auction platform and document uploads.
  • Assistance in declaring auction participation and depositing the necessary guarantees.
  • Consultative support in auction strategy formation.
  • Consultative support in the process before and during the auction.

Legal property inspection / coordination of legal actions

  • Coordination of ownership title inspections in collaboration with law firms.
  • Verification of lease agreements in collaboration with judicial officers.
  • Receipt and review of auction reports.
  • Coordination and completion of the transfer of award reports and removal of encumbrances.
  • Receipt of certificates from the Land Registry or Mortgage Registry.
  • Sequestration, if required, and delivery of new keys.

Technical inspection and assessment of the commercial value of the property

  • Assessment of the commercial value of the property
  • Evaluation of the property’s investment potential.
  • Technical property inspection in cooperation with a network of engineers
  • Coordination and completion of the process of legalizing unauthorized constructions.
  • Issuance of energy performance certificate and electronic property ID in collaboration with a network of engineers.
Loan Features

Loan amount 
Up to 70% of the initial auction bid price, tailored to your financial capabilities and the property’s value.

Loan duration
Up to 40 years, depending on the borrower’s age.

Interest Rate
Fixed, variable, or a combination thereof (plus the Law 128/1975 levy).

Repayment 
Through convenient monthly interest and principal installments.

At Retama Real Estate, we provide comprehensive support throughout the auction process, ensuring a smooth journey from registration at the auction to receiving the keys to your new home.